Compare car insurance quotes and avail biggest limited-time offer.
Why Compare Car Insurance Quotes with us?
We aim to make it simple to find the cheapest insurance quotes so that you can drive with peace of mind.
How Much Does Car Insurance Cost?
The cost of car insurance varies per your age and insurance providers. In general, a comprehensive car insurance policy will cost you up to £520. The factors affecting the cost of insurance are:
18 – 21
£1409 – £1107
21 – 25
£1107 – £848
25 – 35
£848 – £612
35 – 45
£612 – £498
45 – 55
£498 – £386
What Information do you Need to Get a Car Insurance Quotes?
If you are changing your insurance provider, your recent or renewal insurance documents should have all the details we require, but if it’s first-time buying, get all these details upfront.
Details of your car
Provide the make and model of your car and registration number. We’ll also ask about your car’s age and modifications if you have made.
Your personal details and licence
Provide your name, age, job, and address. We’ll also ask about the type of licence you have, the date of obtaining it, any previous claims, and your driving history. If you have details of the no-claims bonus of the year, it will help you get a discount. Also, we will need the exact details of the additional driver if you include him.
Purpose of driving
Do you use your car for business, social, or commuting? Let us know about it. We will also need to know how many miles you drive per year and where you park your car at night to provide the best insurance plan for you.
CAR HISTORY CHECK
Check if a vehicle has been stolen, written-off, has any outstanding finance & more
What are the Types of Car Insurance?
When buying car insurance, keep in mind the lowest cover doesn’t mean that it’s the cheapest. You can get the highest cover at the lowest price. Following are the three types.
Comprehensive car insurance
It’s the highest level of cover protecting you, your car, passengers, and their property. You will get full cover for damage, medical expenses, repairs, fire, and theft. Although it’s the highest level, comprehensive car insurance might be the cheapest option depending on your insurance provider.
Third-party fire and theft
It covers you for any damage caused to the other person’s vehicle, their property, and your passengers. Damage to your car is on you, but it covers you for the replacement and repair of any part of your vehicle in the case of car theft and fire.
It’s the lowest level cover available to get you on the road legally. You will get protection if you damage someone’s property and the person’s medical expenses in the case of injury. Also, your passengers will get covered too. This is the lowest level cover, but it doesn’t mean that it’s the cheapest option.
How to Get Cheap Car Insurance Quotes?
Car insurance providers have different procedures for giving the claim. So, contact your insurer provider and ask him for the details required and applying procedure.
If you cancel the policy within the first 14 days of buying, there are no cancellation charges. But after 14 days, the insurance providers will ask for the cancellation fee.
Yes, it affects the insurance cost because the insurance providers use a rating factor for occupations. The reason for this is that some occupations are risker than others. So, the insurance companies charge as per the risk associated with them.
When you can’t find the exact title of your job, check a similar description instead, see if you could find it there. If you still couldn’t find it, choose any relevant job title because you will be able to confirm it with your insurer before buying.